Mobile Payments in the United States at Retail Point of Sale: Current Market and Future ProspectsPublic Policy Discussion Paper No. 10-2by Marianne Crowe, Marc Rysman, and Joanna Stavins
JEL Classifications: G21, L15, O33 Full-text paper  |
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Showing posts with label CircleSwipe. Show all posts
Showing posts with label CircleSwipe. Show all posts
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future ProspectsPublic Policy Discussion Paper No. 10-2by Marianne Crowe, Marc Rysman, and Joanna Stavins
JEL Classifications: G21, L15, O33 Full-text paper |
Mobile Merchants to Conduct Business Anytime Anywhere Without Changing Phones or Carriers
Mobile Merchants to Conduct Business Anytime Anywhere Without Changing Phones or Carriers
 |
| ROAMpay Chose CircleSwipe because of it's ability to encrypt the Track 2 data |
Today (March 2nd 2010) the company introduced Ingenico ROAM suite of mobile applications including ROAMpay and ROAMbuy to help sales agents, mobile workforce professionals, and merchants reach and service consumers on their own mobile phones.
"Ingenico's mobile applications work on virtually any mobile phone and allow merchants to leverage their existing investment in mobile technology without changing phones or networks," said Christopher Justice, president, North America. "Mobile Commerce represents the ultimate convenience for mobile users to conduct business anytime anywhere. Our products provide a robust and agile mix of mCommerce services including credit and debit payment acceptance, mobile storefront, and customized enterprise business applications to end users."
Recently Ingenico made a global strategic investment to work with ROAM Data Inc., a Boston-based mobile application service provider and their technology to deliver a breakthrough mobile commerce solution. ROAM's patented technology enables it to be the only provider to dynamically deliver business and payment applications to nearly 200 million US customers, regardless of carrier on hundreds of different devices from smartphones to feature phones running J2ME and Brew.Ingenico ROAM offers merchants and mobile professionals complete freedom of choice to develop mobile commerce applications that work on the iPhone, BlackBerry®, Google™, and hundreds of other devices. Unlike static, device-specific applications that are costly and difficult to change, Ingenico ROAM is a scalable service that can be changed quickly and easily. For example, when Google™ released the nexus one™ phone, Ingenico had a working application released within two days. The ROAMpay application can be downloaded from the iTunes® App Store or directly accessed on Ingenico ROAM website at www.ingenico-us.com.
"Ingenico benefits our bank and ISO partners by simplifying the sales message to the merchant. There are no complicated discussions about changing phones and carriers. Our partners gain processing revenue quickly and add value to their merchants by offering a unique suite of mobile commerce applications that can run on their existing devices," continued Justice.
"We're making it easy for both banks and ISOs to enable their merchants to accept payments to gain a competitive edge."
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Mobile Merchants to Conduct Business Anytime Anywhere Without Changing Phones or Carriers
Mobile Merchants to Conduct Business Anytime Anywhere Without Changing Phones or Carriers
|
| ROAMpay Chose CircleSwipe because of it's ability to encrypt the Track 2 data |
Today (March 2nd 2010) the company introduced Ingenico ROAM suite of mobile applications including ROAMpay and ROAMbuy to help sales agents, mobile workforce professionals, and merchants reach and service consumers on their own mobile phones.
"Ingenico's mobile applications work on virtually any mobile phone and allow merchants to leverage their existing investment in mobile technology without changing phones or networks," said Christopher Justice, president, North America. "Mobile Commerce represents the ultimate convenience for mobile users to conduct business anytime anywhere. Our products provide a robust and agile mix of mCommerce services including credit and debit payment acceptance, mobile storefront, and customized enterprise business applications to end users."
Recently Ingenico made a global strategic investment to work with ROAM Data Inc., a Boston-based mobile application service provider and their technology to deliver a breakthrough mobile commerce solution. ROAM's patented technology enables it to be the only provider to dynamically deliver business and payment applications to nearly 200 million US customers, regardless of carrier on hundreds of different devices from smartphones to feature phones running J2ME and Brew.Ingenico ROAM offers merchants and mobile professionals complete freedom of choice to develop mobile commerce applications that work on the iPhone, BlackBerry®, Google™, and hundreds of other devices. Unlike static, device-specific applications that are costly and difficult to change, Ingenico ROAM is a scalable service that can be changed quickly and easily. For example, when Google™ released the nexus one™ phone, Ingenico had a working application released within two days. The ROAMpay application can be downloaded from the iTunes® App Store or directly accessed on Ingenico ROAM website at www.ingenico-us.com.
"Ingenico benefits our bank and ISO partners by simplifying the sales message to the merchant. There are no complicated discussions about changing phones and carriers. Our partners gain processing revenue quickly and add value to their merchants by offering a unique suite of mobile commerce applications that can run on their existing devices," continued Justice.
"We're making it easy for both banks and ISOs to enable their merchants to accept payments to gain a competitive edge."
 |
| Written by PR.com | ||
| Wednesday, 14 April 2010 08:01 | ||
Boston, MA, April 14, 2010 --(PR.com)-- ROAM Data, Inc., the leading mobile commerce service provider for merchants to transact with consumers on mobile phones, today announced at the ETA show in Las Vegas its innovative secure ROAMpay Swipe solution for merchants to process card-present swipe transactions on a variety of phone models, including the iPhone, Blackberry, Android and more. Leveraging its patented software solution and patent pending hardware reader technology, ROAM is delivering to market the world’s first encrypted card reader connected through the audio connection of mobile phones. Unlike other mobile phone based PO
The ROAMpay mobile virtual terminal solution is already live and available for ISOs on major processors like Chase Paymentech and others, and the new ROAMpay Swipe readers, along with other Bluetooth printer/reader accessories, will be available to customers at the end of May, beginning of June. “Our goal is to deliver the most secure, cost effective, and scalable mobile commerce solutions for merchants to transact with their customers,” said Will Graylin, CEO and Founder of ROAM Data. “By giving them the option for a secure low cost reader, along with their rich virtual terminal across many phone models, ROAMpay has removed another barrier to help Merchant Service Providers penetrate the millions of small merchants and delivery fleets that otherwise would be out of reach of the traditional POS solutions.” Beyond turning cell phones into POS devices, ROAM’s patented innovation also enables it to dynamically deliver a variety of rich commerce applications for merchants to empower its mobile workforce or reach its best customers on their own mobile phones. “Mobile commerce is very complex, and we have built a system that makes it much easier,” said Graylin. ROAM Data recently partnered with Ingenico, North America to increase its visibility and distribution in the payment space. Ingenico and ROAM now offer the most innovative and merchant friendly mobile payment solutions in the market. ### Contact Information: ROAM Data, Inc Rob Stringer 857-254-2411 rstringer@roamdata.com www.roamdata.com Follow us on Twitter: RoamData Click here to read the full story: ROAM Data Introduces World’s First Encrypted Audio Coupled Card Reader Press Release Distributed by PR.com |
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| Written by PR.com | ||
| Wednesday, 14 April 2010 08:01 | ||
Boston, MA, April 14, 2010 --(PR.com)-- ROAM Data, Inc., the leading mobile commerce service provider for merchants to transact with consumers on mobile phones, today announced at the ETA show in Las Vegas its innovative secure ROAMpay Swipe solution for merchants to process card-present swipe transactions on a variety of phone models, including the iPhone, Blackberry, Android and more. Leveraging its patented software solution and patent pending hardware reader technology, ROAM is delivering to market the world’s first encrypted card reader connected through the audio connection of mobile phones. Unlike other mobile phone based PO
The ROAMpay mobile virtual terminal solution is already live and available for ISOs on major processors like Chase Paymentech and others, and the new ROAMpay Swipe readers, along with other Bluetooth printer/reader accessories, will be available to customers at the end of May, beginning of June. “Our goal is to deliver the most secure, cost effective, and scalable mobile commerce solutions for merchants to transact with their customers,” said Will Graylin, CEO and Founder of ROAM Data. “By giving them the option for a secure low cost reader, along with their rich virtual terminal across many phone models, ROAMpay has removed another barrier to help Merchant Service Providers penetrate the millions of small merchants and delivery fleets that otherwise would be out of reach of the traditional POS solutions.” Beyond turning cell phones into POS devices, ROAM’s patented innovation also enables it to dynamically deliver a variety of rich commerce applications for merchants to empower its mobile workforce or reach its best customers on their own mobile phones. “Mobile commerce is very complex, and we have built a system that makes it much easier,” said Graylin. ROAM Data recently partnered with Ingenico, North America to increase its visibility and distribution in the payment space. Ingenico and ROAM now offer the most innovative and merchant friendly mobile payment solutions in the market. ### Contact Information: ROAM Data, Inc Rob Stringer 857-254-2411 rstringer@roamdata.com www.roamdata.com Follow us on Twitter: RoamData Click here to read the full story: ROAM Data Introduces World’s First Encrypted Audio Coupled Card Reader Press Release Distributed by PR.com |
MoBeePay(TM) Officially Announces a Revolutionary Mobile eCommerce Application
CHICAGO, March 15 /PRNewswire/ -- The MoBeePay iPhone application (other versions coming soon) allows buyers and sellers to connect and transact business in seconds without having to go through a time-consuming, risky payment process. Unlike PayPal, MoBeePay removes the need for a web based store and moves the transaction anywhere a merchant or consumer desires whether in the digital or the physical world.
Sellers register their products with MoBeePay and receive MoBeeTags (data matricies) and or MoBeeCodes (product codes) from MoBeePay, which are stored in the MoBeeHive (cloud). Buyers merely point their iPhone camera at the MoBeeTag in a magazine, on a billboard, or any print ad. Once the MoBeeTag is captured by the app the data is securely sent to the MoBeeHive. The MoBeeTag is compared, verified, and then the purchase is completed instantly if the user has signed in to their MoBeePay account.
If a user has not signed in they will be prompted to either sign in or sign up for an account directly in the MoBeePay app. The seller is notified of a successful purchase and the merchandise is shipped directly to the consumer from the manufacturer or retailer to the address on file, or in the physical world, handed to the buyer. Buyers who are unable to capture an accurate image are also able to enter a MoBeeCode as an alternative. This MoBeeCode or MoBeeTag can also be sent via SMS or MMS to the MoBeeHive if the user does not have an app compatible phone.
Like Square™ or VeriFone's PAYware™, MoBeePay will soon be offering a MoBeeMerchant application with hardware (MoBeeSwipe) that will enable mobile merchants or small retailers to accept credit and debit purchases at card present rates by plugging the MoBeeSwipe into an earjack.
Utilizing the same MoBeeTags with MoBeeMerchant, merchants can avoid the need for costly POS systems while still enjoying the benefits of an electronic transaction and inventory management system at competitive merchant discount rates.
MoBeePay was developed by Kent Mages and Kenneth Mages and has multiple patents pending. All MoBee terms herein are trademarked.
To see a demo visit www.mobeepay.com and let us know that you're interested.
About MobeePay:
MobeePay is the world's first mobile commerce application that allows anyone with a cell phone to complete purchases anywhere anytime and/or instantly open a merchant account on the web or in the physical world for free.
SOURCE MoBeePay Back to top RELATED LINKS
http://www.mobeepay.com
Ever see an ad in a magazine for something you really want only to forget what the item was hours later? Ever walk by a store after it’s closed and see something you would love to buy in the window, but forget what it was the next day? With MoBeePay you can satisfy that need to buy with just a snap of your camera.
It’s 2010, why should you need to remember an ad, repeatedly enter your card number for different retailers, waste time filing out forms or speaking with sales people? Just log in to your MoBeePay account once and you’re done. We handle the billing and shipping so you don’t have to. Snap one of our MoBeeTags and that brand new piece of merchandise will be billed and shipped in the blink of an eye, or rather the snap of a shutter.
Use anywhere you see a MoBeeTag and pass on that cool new product to friends via social networking sites like twitter or Facebook. Check back soon to learn more and to sign up for you own MoBeePay account. Just leave your email address and you’ll be the first to know when we go live.
Would you like to know more?
It’s 2010, why should you need to remember an ad, repeatedly enter your card number for different retailers, waste time filing out forms or speaking with sales people? Just log in to your MoBeePay account once and you’re done. We handle the billing and shipping so you don’t have to. Snap one of our MoBeeTags and that brand new piece of merchandise will be billed and shipped in the blink of an eye, or rather the snap of a shutter.
Use anywhere you see a MoBeeTag and pass on that cool new product to friends via social networking sites like twitter or Facebook. Check back soon to learn more and to sign up for you own MoBeePay account. Just leave your email address and you’ll be the first to know when we go live.
Would you like to know more?
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Multiple Patents Pending
