Click the link below to watch the video accompaniment to the NY Times article on Visa and why they push the less secure signature debit over the more secure PIN debit. 



By the way...Signature Debit is also known as "offline" debit whereas PIN Debit has been forever called "online debit." 



That being the case, why do YOU think "online shopping" doesn't offer "online debit?"  Watch the video...it's chock full of "Fees Frames"  
 

Visa Reigns with Silent Tax

The growing use of debit cards has meant big profits for Visa, and there are concerns that the company's market power has led to unnecessarily high fees to merchants.



Fees Frame... http://video.nytimes.com/video/2010/01/04/your-money/credit-and-debit-cards/1247466238575/visa-reigns-with-silent-tax.html


















Posted by John B. Frank Tuesday, January 5, 2010

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