You've got to hand it to the hackers.

Actually you don't.

But that would require for you to stop typing your credit/debit card numbers and/or online banking credentials into boxes on a website.

From Online Banking Solutions:

In a recent article from The Washington Post, light was shed on the current state of online business banking security. Businesses are increasingly falling victim to Internet fraud with billions of dollars lost each year. The problem, however, is not online business banking, but rather the commercially available browser and security levels offered for these solutions.
Malware is focused on the browser and banks have little or no control over customers’ computing environment.

In today’s networked world, the browser and e-mail are the ubiquitous software tools used for information exchange. When applied to business banking, bill payment and ecommerce, the Internet is a haven for hackers waiting to steal identities and perpetrate fraud.

Increased business banking malware attacks represent a change in the way hackers are operating. It is no longer a game, but a business.