More on "Typing" is the Cause...Hacking is the Effect.
You cannot create large-scale secure transaction systems "on the web"...they must be done "outside the web and outside the realm of the browser space. Continue with the SNAFU "type" systems currently in place and hackers will continue to breach consumers account numbers and bank log-in details.
According to data compiled by PandaLabs, the number of users affected by malware designed for identity theft has increased 600% so far this year with respect to the same period in 2008. Most of these are Trojans, but there are also many examples of phishing, worms, spyware, etc.
Just as an example, PandaLabs receives nearly 37,000 samples of new viruses, worms, Trojans and other types of Internet threats every day. Of these, 71% are Trojans, mostly aimed at stealing bank details or credit card numbers as well as passwords for other commercial services.
Between January and July 2009 we received 11 million new threats, some 8 million of which were Trojans. This is in clear contrast, for example, to the average of 51% of new Trojans that we received at PandaLabs in 2007.
Hackers have also been busy exploring new channels for propagating threats as well as new sources of revenue. With malware samples, which previously targeted -almost exclusively- users’ online banking information by getting them to enter their user name and password in a spoof bank website, potential victims are now taken to any platform or online site in which their bank details may be stored or where they might have to enter them.
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