Visa U.S.A. Inc. Interchange Rates/Fees
The file link below contains tables that set forth the interchange reimbursement fees applied on Visa financial transactions completed within the 50 United States and the District of Columbia.Take the PIN Payments News Blog Challenge!See if you can find the "Card Not Present" PIN Debit Rate in
Visa or Interlinks Published Interchange Fees!Visa uses interchange reimbursement fees as transfer fees between financial institutions to balance and grow the payment system for the benefit of all participants.
Merchants do not pay interchange reimbursement fees; merchants pay "merchant discount" to their financial institution.
This is an important distinction, because merchants buy a variety of processing services from financial institutions; all of these services may be included in their merchant discount rate, which is typically a percentage rate per transaction.
If you have any questions about Visa's interchange rates or your merchant discount, please contact your financial institution.
Visa U.S.A. Interchange Reimbursement Fees - April 2009 PDF | 283K
Interlink Interchange Reimbursement Fees - April 2009 PDF | 44K
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Just for information. There is a fee for card not present transaction. No, I am not talking about the signature part of the debit card. It possible not listed on the form, maybe only certain merchant can get that form. It is called pinless bill payment. This work online or by automated phone system. It goes through the star, pulse, or nyce atm network and currently it is only for trusted billers.